We get plenty of questions on folks’s EPF claims rejected. On this article, we now have mentioned a few of the widespread the explanation why EPF claims are rejected and how one can repair these.
Govt Discover with E-mail particulars for EPF
In view of the latest spike within the variety of Covid-19 instances, all Subscribers/Pensioners/PF members are requested to utilize on-line providers to investigate about their Provident Fund declare associated issues. PF Members and Employers coming below the jurisdiction of Regional Workplace, Chennai (North) can ship e-mails to ro.chennai1@epfindia.gov.in whereas these inside the jurisdiction of Regional Workplace, Chennai (South) are requested to ship emails to ro.chennai2@epfindia.gov.in. The landline numbers 044-28139200, 201, 202 and 044-28139310 are additionally out there on working days for elevating grievances. Furthermore queries can be communicated to whatsapp quantity 09345750916 for matter referring to Regional Workplace, Chennai (North). Subscribers working in institutions below jurisdiction of Regional Workplace, Chennai (South) can ship queries to the whatsapp quantity 06380366729.
It’s appealed to the PF members to utilize the on line services protecting in view the prevailing pandemic state of affairs.
That is acknowledged in a press launch issued by Shri. Rituraj Medhi, Regional Provident Fund Fee-I, Regional Workplace, Chennai North & Chennai South.
Frequent The explanation why EPF claims are Rejected and Options
I labored in 2 corporations and after leaving the second firm I withdrew my EPF. Not when I attempt to switch my 1sr firm EPF my declare is rejected. The rejected purpose is the declare already settled what to do now?
To withdraw from the primary employer you would need to strategy the primary employer and do it offline. This turns into time-consuming.
One has to switch the previous PF account to the brand new account. Solely then will you be capable to withdraw from each accounts on-line. Linking of PF account with UAN will not be adequate
For those who don’t switch your PF account from the previous to the brand new employer?
- You then would have two separate EPF accounts.
- For those who go away 2nd group and withdraw then it is possible for you to to withdraw from solely the final employer.
- To withdraw from the primary employer you would need to strategy the primary employer and do it offline. This turns into time-consuming.
- The previous EPF account might be thought-about inactive. It can earn curiosity however you’ll have to pay tax on it. It can additionally present in Kind 26AS.
Our article Why ought to one switch an previous EPF account to the brand new employer? explains it intimately.
Title not Printed/Completely different in Cheque
As per the brand new means of PF withdrawal, that you must add a duplicate of the cheque or passbook throughout your PF withdrawal. That is completed to cross-check whether or not your submitted financial institution particulars match the main points of your checking account or not. If it doesn’t match then the PF declare is rejected.
Resolution: You must add cheque/passbook that has your identify printed because the account holder. If you go to the financial institution and get the chequebook, the identify will not be printed on the cheque e-book. To get cheque e-book with identify within the order cheque e-book on-line/SMS.
EPF Declare rejected as a result of identify will not be on the cheque
EPF Declare rejected as Your identify in UAN account differs from financial institution document
Your PF declare can get rejected due to the distinction of your identify within the checking account and in UAN.
Resolution 1: Be sure that your first identify, center identify, and final identify match in each the UAN and checking account. Submit an software to Financial institution to replace your identify. They might require to submit the one and similar particular person affidavit. When you full the financial institution formalities, order a brand new cheque e-book or passbook. Add your appropriate passbook/financial institution particulars adopted by the approval of the identical out of your employer
Resolution 2: Change your checking account in UAN. You must add new checking account particulars in KYC of UAN. You employer has to approve it. Defined intimately in our article UAN KYC : Add Particulars PAN,Aadhaar, Financial institution Account
EPF Aadhaar KYC: add Checking account particulars, PAN, Aadhaar
Title in UAN account differs from Aadhaar
Resolution: You must fill the Joint Declaration Kind. Together with that, that you must write an software stating that your Aadhaar is already linked however nonetheless your identify is completely different. It could be as a result of you’ve gotten already linked it prior to now.
Variety of digits in Checking account quantity, esp SBI
Many account numbers begin with Zero(0) and whereas including checking account particulars many individuals ignore these. Therefore PF declare will get rejected as checking account particulars don’t match.
This problem is often confronted by the SBI checking account holders. SBI passbook exhibits 11-digit account quantity. However in Web Banking, you will note a 17-digit account quantity.
Resolution: You must replace the financial institution particulars by giving all of the digits together with 0s. So for SBI give the 17-digit account quantity. You must replace Financial institution particulars in KYC, get it authorized by your employer. Then once more declare on-line.
EPF PF declare Rejection resulting from distinction in variety of digits in checking account
EPF Declare rejected as Financial institution Particulars are Incorrect
Incorrect financial institution particulars problem may happen because of the change within the IFSC Code because of the mergers of banks or it could possibly be resulting from using the joint account within the PF KYC.
The PF division could settle for the checking account if the joint account is along with your partner. Nonetheless, within the instances of pals, relations, or anybody else, the PF division often rejects the declare.
Resolution: You may redo the Financial institution KYC and get it authorized by your employer. Then apply for the PF declare.
EPF is Settled however returned
On this situation, the PF division initiates for the settlement of your PF declare, nonetheless, because of the incorrect financial institution particulars or the IFSC Code, the quantity is distributed financial institution to the PF division.
Resolution: To repair it, you may both appropriate your KYC particulars and apply on your PF once more. Adopted by this, that you must additionally add an software to the PF division that you’ve got up to date your KYC particulars, please re-authorize my particulars.
Or, you can too do it by way of offline means by filling up the reauthorization kind and submitting it to your nearest PF workplace along with your appropriate financial institution particulars and a duplicate of your passbook and Aadhaar.
EPF Declare rejected as Certificates A/B/C/D/E/F not signed or enclosed
This is without doubt one of the widespread purpose why PF declare is rejected. That is due to the EPFO officer whereas processing the declare whereas getting into the rationale for rejection chooses this. The EPFO workplace can choose 2 causes from the dropdown-others and Certificates A/B/C/D/E/F. If Epfo officer selects the ‘others’ they should manually enters the main points. Whereas if typically they choose the primary possibility from the dropdown i.e. Certificates A/B/C/D/E/F after which they don’t should enter the main points.
Nonetheless, in some instances like for advance, the rationale could also be real. Such eventualities often happen within the instances of advance. Someday, you could declare your advance because of the causes like pure calamity, manufacturing facility lockdown, strike, and so forth. For such causes, that you must fill the certificates and ship it to the PF division together with a duplicate of your passbook.
Resolution: If you’re claiming advance, then we might counsel you to not use such causes. As an alternative, you should utilize the sickness purpose or another real purpose in order that your PF will not be rejected.
PDF not opened Re-Submit
Generally the uploaded PDF is corrupted and it doesn’t open.
Resolution: Please validate the PDF file in your native pc earlier than importing it. Additionally, be sure that the file follows the scale restriction.
Wages lower than Rs. 15000 eligible for pension membership however institution not remitted pension contribution. Or,
Member DOJ after 01/09/2014 wages greater than Rs. 15000 Please verify if the earlier service any.
After 1st September 2014 PF Division stated if any particular person begins his new job with a wage greater than Rs. 15000 then his pension contribution can be nil. Typically employer not being conscious of it cuts the EPF. This was launched by way of an official notification known as GSR 609(E). The GSR 609(E) has nonetheless been rejected by the Supreme Court docket and there was no replace about it since then.
Resolution
The Worker must comply with up for no fault of his. Sure, it sucks however that you must struggle out to get your cash. On your subsequent job be sure that your total Employer contribution goes in direction of EPF
The answer instructed by EPFO is “You’re suggested to strategy the employer for rectifying the identical by submitting the revised return to the EPFO for merging the EPS contribution to EPF”
Referred to as a member’s annual contribution card, Kind 3A depicts the month-wise contributions made by the subscriber/member and employer in direction of E.P.F and Pension Fund in a selected 12 months. The info is calculated for each member who is part of the scheme
Try particulars at Fundamental Wage Greater than 15000, EPS Contribution, Rejection of Switch or EPF Declare
Revised EPF Kind 3A to be submitted for wage greater than 15,000
EPF Declare rejected resulting from DOJ/DOL Causes
This error may need occurred as a result of your employer may need entered your mistaken date of becoming a member of or the date of leaving. Consequently, in case your return will not be filed for a selected month, you wouldn’t be capable to course of the declare.
Resolution: To repair the date of becoming a member of, that you must fill a joint declaration kind together with new employer correcting the date of becoming a member of or
To repair the problem of date of leaving, that you must fill a joint declaration kind together with previous employer correcting the date of leaving.
EPF Rejection resulting from incorrect DOJ/DOL
Inadequate Service
Inadequate Service rejection signifies that you haven’t served your service for a min. period of 6 months. In such eventualities, you’d be capable to apply for EPF Withdrawal utilizing Kind 19 however can not apply for EPS(pension) withdrawal utilizing Kind 10C.
Resolution: Please notice that pension withdrawal could be completed solely after 6 months of service.
You may test your service particulars by Logging in to UAN Portal at Member House and click on on View->Service Historical past and it will present particulars as proven within the picture under.
Please notice that it is very important switch your previous EPF account once you change jobs as defined within the article Why ought to one switch previous EPF account to new employer?
Our article Learn how to test Member Ids or PF accounts linked to UAN covers it intimately.
Service Historical past particulars of the previous and current employers
Submit Kind 19 and 10C each
Kind 10C is used just for Pension withdrawal whereas Kind 19 is just for the PF. Nonetheless, based mostly on the evaluations of the claimants it has been discovered that if you’re simply filling up Kind 10C then the PF division is rejecting the declare.
Resolution: You must fill each Kind 19 and Kind 10C to withdraw your full quantity i.e. Pension + PF.
A number of PF Numbers
When you have made a withdrawal out of your newest PF quantity and made a switch out of your previous PF quantity then you definately would nonetheless be having some quantity in your PF. Nonetheless, the declare is rejected and the reason being being acknowledged that your declare is already settled.
Resolution: You write an software to the PF division stating that you just nonetheless have some quantity in your PF account resulting from which you might be making use of for the PF declare. And ship particulars about passbook
Contribution not Submitted
On this case, your employer has not made the contribution of the PF resulting from which the PF division can not course of your declare.
Resolution: You need to test and replace your passbook on time to be sure that there isn’t any discrepancy. For those who discover any discrepancy then join along with your employer and ask them about you not getting the contribution of your PF.
Epf declare rejected as contribution will not be acquired
Father Title Completely different
The rejection could also be because of the presence of the mistaken/completely different father’s identify in your PF information and financial institution passbook. Typically it occurs once you
Resolution: You may add your cheque during which your identify is written. On this situation, there can be extra probabilities of acceptance of your PF declare. Or, if you’re unable to do it then you would need to fill a joint declaration kind and proper your father’s identify by way of that.
Altering the daddy’s identify can not be completed on-line. That is defined in our article Learn how to Appropriate EPF Particulars like Title, Father Title, Date of Becoming a member of
HIGH VALUE CASE CONFIRMATION MAIL NOT RECEIVED AS PER APPROVER
For those who obtain this comment – It signifies that they despatched an e-mail to your employer or payroll administration firm to confirm that this withdrawal is initiated by you.
This rejection purpose is given once they don’t get a reply on that mail inside 4 – 5 days,
The employer has to answer to the e-mail.
Thanks, Parikshit for the main points.
Service Overlapped
Service overlapping instances happen because of the overlap of your service. For instance, you may need labored full time and part-time collectively in some firm. In such a state of affairs, you could get a PF rejection problem.
Resolution: As per an official within the PF division, you need to go to the PF workplace and get your PF merged. In such eventualities, it might occur that you just gained’t be capable to apply for the declare by way of on-line means and you would need to apply for the offline declare. In such a situation, you could really feel sure troubles whilst you apply for the declare.
Video on EPF Rejection Causes
This video explains all of the EPF Rejection Causes.
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