by Hope
The Amazon account has been closed.
The Frontier account has been closed.
Cash has been added to my Ally financial savings account.
And I used to be capable of pay a bit extra towards my college students mortgage this month.
Present Debt
| Debt Description | October, 2023 Whole | Curiosity Charge | Minimal Fee | Present Whole | Payoff Date (Est) |
|---|---|---|---|---|---|
| Scholar Loans | $22,121 | 2.875% | $307 | $20,891 | |
| CC – Apple** | $500 | $0 | Might, 2025 | ||
| CC – Frontier | $3,857 | 29.99% | $0 | $0 | Might, 2025 – Closed |
| Dad – New Furnace | $2,600 | 0% | $0 | $0 | Might, 2025 |
| CC – USAA | $5,000 | 19.15% | $0 | $0 | Might, 2025 |
| CC – Sam’s Membership | $0 | Might, 2025 (once more) | |||
| CC – Amazon | $0 | Might, 2025 (once more) – Closed | |||
| CC – Southwest | $0 | Might, 2025 | |||
| Painter | $0 | Might, 2025 | |||
| CC – AMEX | $894 | 29.24% | $0 | $0 | Mar, 2024 – Closed |
| CC – Sams | $1,106 | 29.99% | $0 | $0 | April, 2024 |
| Private Mortgage #1 | $2,500 | 0% | $0 | $0 | July, 2024 |
| Private Mortgage #2 | $2,500 | 0% | $0 | $0 | August, 2024 |
| CC – Wander | $1,630 | 29.24% | $0 | $0 | August, 2024 – Closed |
| CC – Amazon | $1,497 | 29.99% | $0 | $0 | September, 2024 |
| Whole | $44,206 | $307 | $20,891 |
Life Retains Life-ing
I notice I owe you lots of solutions, particularly on the cash from the home sale and the place all of it went. As quickly as I’ve a second to take a seat down and focus, I’ll get again to all that.
I’m again in Georgia for the foreseeable future. Flew on this previous weekend.
Magnificence and her fiance have been in a 4 Wheeler accident Saturday afternoon. Princess drove up and stayed together with her on the hospital till I might get right here. She was launched comparatively shortly with referrals to specialists. Now we have orthopedic consults this week for her damaged wrist and likewise for her leg, however uncertain of harm. We predict torn ligaments, nothing confirmed as damaged in preliminary xrays.
Her fiance broke his femur in two towards the top the place it rests within the hip joint. (Don’t get on to me, I don’t know physique components.) However he had surgical procedure yesterday the place they put in plates and pins. 6 months of therapeutic and PT earlier than they anticipate he can work once more.
It’s dangerous. And they’ll want ALOT of assist. As soon as we work out the plan with Magnificence, I’ll make a plan to return to Texas, seize my automobile and canines and return to assist as wanted. That’s the plan as of now, it’s unfolding.
Financially
Fortunately, I had Delta airways credit score that was set to run out in simply a few months. I had been debating the right way to use it. Which is bizarre, as a result of you already know me, if I’ve the means, I’m going someplace.
Nevertheless it greater than lined my final minute a method flight to GA. Leaving me with $171 in credit score nonetheless.
Princess picked me up on the airport. And I’m driving Magnificence’s automobile after I must get out. I’ve spent some cash on groceries. However since I haven’t spent a lot in any respect whereas at my dad or mum’s home the final 5 weeks, my $200/month-to-month funds is effectively stocked.
Taking part in the subsequent a number of months as they arrive. I’ll stick with Princess and her fiance so long as they want me (after I return to TX and choose up my canines and automobile).
Hope is a resourceful and solutions-driven enterprise supervisor who has spent practically twenty years serving to shoppers streamline their operations and develop their companies by challenge administration, digital advertising and marketing, and tech experience. Lately transitioning from her position as a single mother of 5 foster/adoptive kids to an empty nester, Hope is navigating the emotional and sensible challenges of redefining her life whereas sustaining her willpower to regain monetary management and get rid of debt.
Dwelling in a comfortable small city in northeast Georgia together with her three canines, Hope cherishes the serenity of the mountains over the bustle of the seaside. Although her youngsters are actually discovering their footing on the earth—pursuing training, careers, and independence—she stays deeply dedicated to supporting them on this subsequent chapter, whilst she faces the bittersweet tug of letting go.
Since becoming a member of the Running a blog Away Debt group in 2015, Hope has candidly shared her journey of monetary ups and downs. Now, with a renewed focus and a transparent path forward, she’s able to sort out her funds with the identical ardour and perseverance that she’s delivered to her life and profession. Via her writing, she continues to encourage others to confront their very own monetary challenges and try for a brighter future.
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