Greater than 170,000 tax-related scams have been reported to HMRC prior to now 12 months, with almost 50,000 focusing on self-assessment clients.
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Scammers have gotten extra subtle, usually impersonating HMRC to trick you into revealing private particulars or handing over your cash.
With the 31 January 2026 tax return deadline developing, HMRC has issued a warning to assist individuals spot fraudulent messages and keep away from falling sufferer.
How HMRC tax rebate scams work
Most scams contain pretend tax refund gives despatched through e-mail or textual content message. The message claims you’re owed a tax rebate and features a hyperlink to an internet site that appears real however is designed to steal your private particulars.
Info like your identify, tackle, passwords, and financial institution particulars can be utilized by criminals to entry your accounts and even commit id fraud.
HMRC says greater than a 3rd of phishing experiences final 12 months concerned bogus tax rebate claims.
The way to keep away from HMRC tax scams
HMRC has shared a number of suggestions to assist taxpayers keep away from falling for these scams:
- File your tax return early
Submitting your return forward of the deadline makes it simpler to identify suspicious messages. Final-minute filers usually tend to panic and fall for pressing or official-looking scams. - Use the official HMRC app
The free app is a safe option to handle your tax account, test your refund standing, and keep away from clicking on dodgy hyperlinks. It makes use of safe login options like PINs and facial recognition, making it more durable for scammers to entry your particulars.
4 issues HMRC won’t ever do
HMRC has confirmed there are particular issues it’ll by no means ask for or ship:
- Supply tax rebates by e-mail, textual content, or cellphone name
- Depart voicemails threatening arrest or authorized motion
- Demand pressing funds utilizing present playing cards, cryptocurrency, or different uncommon strategies
- Ask for private or monetary particulars like passwords or checking account numbers through e-mail, textual content, or over the cellphone
Should you obtain any message claiming to be from HMRC that does any of the above, it’s nearly definitely a rip-off.
The way to test if a message is real
HMRC does ship emails, texts, and letters, however there are methods to substantiate in the event that they’re actual:
- Real emails have particular topic strains about your account, by no means obscure guarantees of rebates
- Any hyperlinks will go on to an official GOV.UK web page — at all times test the total URL earlier than clicking
- HMRC could use QR codes in letters, however these solely result in steering pages and by no means request private particulars
What to do in the event you get a suspicious message
Should you obtain a textual content, e-mail, or cellphone name claiming to be from HMRC and also you’re undecided if it’s real, don’t click on on hyperlinks or present any particulars.
You may ahead suspicious emails to phishing@hmrc.gov.uk and ahead rip-off texts to 60599.
Ricky Willis is the unique Skint Dad. A money-making fanatic, father, and husband to Naomi. He’s at all times in search of distinctive methods to earn just a little additional.
