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Thursday, August 21, 2025

How a pair navigate their funds by means of journey, life and long-term plans


We’re again once more with our fourth yearly audit of our monetary well being (the primary three elements are linked beneath). An enormous due to the quite a few yearly audits posted on freefincal – we have been additionally motivated to doc ours, no less than yearly. Fortunately, we’re doing this for the fourth yr in a row – and we wish to proceed in years to come back.

Earlier than we start, a really transient background about us: I (Arka) and my spouse (Rupali) bought married in 2020 (simply earlier than the pandemic). I’m at present 37, and we began our monetary planning severely solely after our marriage, which was in 2020. I work in IT Consulting, and Rupali is in Tax Consulting. We now have certainly began late, however we are attempting to ramp up the investments to cowl it whereas managing our large love for journey.


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Podcast: Let’s Get RICH With PATTU! Each single Indian CAN develop their wealth! 

Listen to the Lets Get Rich with Pattu PodcastListen to the Lets Get Rich with Pattu Podcast
Take heed to the Let’s Get Wealthy with Pattu Podcast

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🔥Now Watch Let’s Get Wealthy With Pattu தமிழில் (in Tamil)! 🔥


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About The Creator

Pattabiraman editor freefincalPattabiraman editor freefincalDr M. Pattabiraman(PhD) is the founder, managing editor and first writer of freefincal. He’s an affiliate professor on the Indian Institute of Expertise, Madras. He has over ten years of expertise publishing information evaluation, analysis and monetary product growth. Join with him by way of Twitter(X), Linkedin, or YouTube. Pattabiraman has co-authored three print books: (1) You may be wealthy too with goal-based investing (CNBC TV18) for DIY buyers. (2) Gamechanger for younger earners. (3) Chinchu Will get a Superpower! for teenagers. He has additionally written seven different free e-books on varied cash administration matters. He’s a patron and co-founder of “Payment-only India,” an organisation selling unbiased, commission-free funding recommendation.


Our flagship course! Study to handle your portfolio like a professional to attain your targets no matter market situations! Greater than 3,000 buyers and advisors are a part of our unique group! Get readability on how one can plan to your targets and obtain the mandatory corpus regardless of the market situation is!! Watch the primary lecture free of charge!  One-time fee! No recurring charges! Life-long entry to movies! Cut back worry, uncertainty and doubt whereas investing! Discover ways to plan to your targets earlier than and after retirement with confidence.


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Our new ebook for teenagers: “Chinchu Will get a Superpower!” is now out there!

Both boy and girl version covers of Chinchu gets a superpowerBoth boy and girl version covers of Chinchu gets a superpower
Each the boy and girl-version covers of “Chinchu Will get a superpower”.

Most investor issues may be traced to a scarcity of knowledgeable decision-making. We made dangerous selections and cash errors once we began incomes and spent years undoing these errors. Why ought to our youngsters undergo the identical ache? What is that this ebook about? As mother and father, what would it not be if we needed to groom one potential in our youngsters that’s key not solely to cash administration and investing however to any facet of life? My reply: Sound Resolution Making. So, on this ebook, we meet Chinchu, who’s about to show 10. What he needs for his birthday and the way his mother and father plan for it, in addition to instructing him a number of key concepts of decision-making and cash administration, is the narrative. What readers say!

Feedback from a young reader after reading Chinchu gets a Superpower (small version)Feedback from a young reader after reading Chinchu gets a Superpower (small version)
Suggestions from a younger reader after studying Chinchu will get a Superpower!

Should-read ebook even for adults! That is one thing that each father or mother ought to educate their youngsters proper from their younger age. The significance of cash administration and determination making based mostly on their needs and desires. Very properly written in easy phrases. – Arun.

Purchase the ebook: Chinchu will get a superpower to your baby!


revenue from content material writing: Our new book is for these occupied with getting aspect revenue by way of content material writing. It’s out there at a 50% low cost for Rs. 500 solely!


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About freefincal & its content material coverage. Freefincal is a Information Media Group devoted to offering authentic evaluation, experiences, critiques and insights on mutual funds, shares, investing, retirement and private finance developments. We accomplish that with out battle of curiosity and bias. Comply with us on Google Information. Freefincal serves greater than three million readers a yr (5 million web page views) with articles based mostly solely on factual data and detailed evaluation by its authors. All statements made will likely be verified with credible and educated sources earlier than publication. Freefincal doesn’t publish paid articles, promotions, PR, satire or opinions with out information. All opinions will likely be inferences backed by verifiable, reproducible proof/information. Contact data: letters {at} freefincal {dot} com (sponsored posts or paid collaborations won’t be entertained)


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Our publications

You Can Be Wealthy Too with Aim-Based mostly Investing

You can be rich too with goal based investingYou can be rich too with goal based investingPrinted by CNBC TV18, this ebook is supposed that can assist you ask the suitable questions and search the right solutions, and because it comes with 9 on-line calculators, it’s also possible to create customized options to your way of life! Get it now.


Gamechanger: Overlook Startups, Be part of Company & Nonetheless Dwell the Wealthy Life You Need Gamechanger: Forget Start-ups, Join Corporate and Still Live the Rich Life you wantGamechanger: Forget Start-ups, Join Corporate and Still Live the Rich Life you wantThis ebook is supposed for younger earners to get their fundamentals proper from day one! It is going to additionally aid you journey to unique locations at a low value! Get it or reward it to a younger earner.


Your Final Information to Journey

Travel-Training-Kit-Cover-newTravel-Training-Kit-Cover-new That is an in-depth dive into trip planning, discovering low cost flights, finances lodging, what to do when travelling, and the way travelling slowly is best financially and psychologically, with hyperlinks to the net pages and hand-holding at each step. Get the pdf for Rs 300 (instantaneous obtain)


 



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