One Function. A Higher Life.
🎁 Particular Low cost till fifth Jan. 2026
“It is a masterpiece.”
—Morgan Housel, Writer, Psychology of Cash
“Uncover the extraordinary inside.”
—Manish Chokhani, Director, Enam Holdings
Because the yr winds down, it appears like leaving a crowded market at nightfall and heading residence after a protracted, noisy day. However for me, the tip of 2025 has been quiet for a unique cause. A private tragedy involving an in depth good friend lately jogged my memory of life’s whole uncertainty. It was the sort of information that stops your world and makes each “market replace” or “annual aim” really feel extremely small, and in addition serves as a brutal reminder of how skinny the road is between all the pieces being okay and all the pieces altering without end.
In any case, like a river lastly reaching the quiet of the plains, I’m utilizing this second to look again on the classes that truly mattered this yr—those that helped me keep standing when the information was laborious to take.
I’ve gathered ten passages that served as a North Star. They signify the “Ten Huge Concepts” I’ve promised myself to study, relearn, and carry ahead. I hope you discover them helpful too.
1. Ego
A person human existence must be like a river—small at first, narrowly contained inside its banks, and speeding passionately previous rocks and over waterfalls. Steadily the river grows wider, the banks recede, the waters circulate extra quietly, and in the long run, with none seen break, they change into merged within the sea, and painlessly lose their particular person being. — Bertrand Russell
In youth, we’re all the time in a rush to get someplace. However ultimately, you understand the world doesn’t revolve round your tempo. In investing, this implies shifting from “I must beat the market” to “I need to assist my life’s goal.” In life, it means realising that my joys aren’t separate from everybody else’s. I’m studying to simply circulate a bit extra quietly.
2. Humility
Humility quantities to an understanding that the world just isn’t divided into good and unhealthy folks, however quite it’s made up of all method of people, every damaged in their very own means, every caught up within the widespread human wrestle and every having the capability to do each horrible and exquisite issues. — Nick Cave
This passage modified the best way I take into consideration private battle. We decide others by their worst traits whereas judging ourselves by our greatest intentions. It’s higher to simply realise we’re all a little bit of a multitude. Acknowledging my very own imperfections retains me humble. Once we cease anticipating others to be excellent, life will get quite a bit simpler.
3. Equanimity
In my youth I used to be however the slave of the excessive tide and the ebb tide of the ocean, and the prisoner of half moons and full moons. Right this moment I stand at this shore and I rise not nor do I am going down. — Kahlil Gibran
That is the aim: not shedding your thoughts when issues go sideways. Within the markets, it’s simple to obsess over the inexperienced and purple charts, feeling nice sooner or later and depressing the subsequent. However Gibran suggests a 3rd state: presence. Simply watching the waves with out getting swept away. The lesson is to decouple my peace of thoughts from a P&L assertion. The market will rise and fall, and so will life. I’m attempting to remain on the shore, as a witness quite than a slave.
4. Consideration
Directions for residing a life. Listen. Be astonished. Inform about it. — Mary Oliver
If consideration is the final word asset, I spent an excessive amount of of 2025 on “junk bonds”—meaningless scrolling. Oliver’s instruction is an efficient reminder for the approaching yr. To “concentrate” is to seek out worth the place others see nothing. It’s about really noticing the world. In any case, consideration is the one factor we really personal. I must spend it as fastidiously as cash.
5. Freedom
Between stimulus and response there’s a house. In that house is our energy to decide on our response. In our response lies our development and our freedom. — Viktor Frankl
Whether or not it’s a market crash or a private setback, this stuff are merely triggers. Actual development is discovered within the “house” we enable earlier than reacting. That is the place the true win is—not within the motion itself, however within the restraint. Widening this hole is the essence of freedom, which isn’t a couple of life with out issues, however the energy to decide on how these issues have an effect on the soul.
6. Questions
I urge you, to have endurance with all the pieces unresolved in your coronary heart… attempt to love the questions themselves. Dwell the questions now. Maybe then, sometime far sooner or later, you’ll step by step… reside your means into the reply. — Rainer Maria Rilke
We’re all the time in search of “solutions” to the large questions of life. However perhaps it’s okay to simply sit with the questions for some time. Endurance isn’t simply ready, however the capability to be snug in uncertainty. You possibly can’t power the long run to occur sooner. Like compound curiosity, probably the most profound modifications occur slowly. The secret is to belief the method.
7. Character
No matter occurs to you from with out, maintain your thoughts free from emotional disturbance; and no matter you do from inside, let or not it’s achieved with justice and for the widespread good. — Marcus Aurelius
The world is the climate; my character is how I deal with it. Marcus Aurelius reminds us that our main responsibility is to maintain our inner world calm. Whether or not the portfolio is up or down, who I’m shouldn’t change. The trail ahead is to maintain my values no matter what the world throws my means.
8. Resilience
I can suppose. I can wait. I can quick. — Hermann Hesse
These are the three pillars of a resilient life. To suppose is to keep away from the herd; to wait is to grasp time; to quick is to show that you’re not a slave to your comforts. In 2025, I practiced these sporadically. In 2026, I’m going to attempt to take them extra critically. When you can wait and do with out issues for a bit, you’re just about untouchable.
9. Love
Love takes off the masks that we worry we can not reside with out and know we can not reside inside… I take advantage of the phrase ‘love’ right here… within the powerful and common sense of quest and daring and development. — James Baldwin
We confuse “security” with “safety.” We put on masks to faux now we have all of it discovered so we don’t get damage. However Baldwin says that these masks are prisons, and exhausting. Actual development comes from the moments we’re susceptible sufficient to confess we don’t know the reply or that we want assist.
10. Pleasure
I’ll depart you with these phrases from Kabir. They’ve been caught in my head these days, and truthfully, they are saying greater than all the opposite 9 factors mixed.
मन लाग्यो मेरो यार फ़कीरी में।
जो सुख पाऊँ राम भजन में, सो सुख नाहिं अमीरी में।
भला बुरा सब का सुन लीजै, कर गुजरान गरीबी में।
आखिर यह तन ख़ाक मिलेगा, कहाँ फिरत मग़रूरी में।
कहत कबीर सुनो भई साधो, साहिब मिले सबूरी में॥
We spend a lot time chasing ameeri (wealth), considering it’s the end line. However Kabir says the true peace is in fakeeri. This doesn’t imply it’s important to be poor; it simply means being free from the want for extra. It’s that feeling if you cease checking your portfolio each ten minutes and realise you’re really doing properly proper now.
Crucial half is the road: “Sahib mile saboori mein.” Kabir reminds us that the “fact” (or the sahib) is barely present in saboori, which is only a stunning phrase for endurance.
He additionally asks a really blunt query: “Kahan phirat magroori mein?” Why are we strolling round with a lot ego? On the finish of the day, all the pieces we’ve constructed, together with our financial institution stability, the titles, and the pleasure, flip to ash (khaak).
So, my plan for 2026 is straightforward: Much less magroori (ego) and extra saboori (endurance).
Into 2026
The river retains shifting. If this yr taught me something, it’s that now we have no management over the tides, solely over how we stand on the shore. We don’t want all of the solutions for what lies forward; we solely want sufficient mild to see the subsequent step.
Right here’s to a yr of cherishing the life now we have and discovering peace in the course of the noise. Joyful New Yr.
One Function. A Higher Life.
🎁 Particular Low cost till fifth Jan. 2026
“It is a masterpiece.”
—Morgan Housel, Writer, Psychology of Cash
“Uncover the extraordinary inside.”
—Manish Chokhani, Director, Enam Holdings
